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0% Payment Solutions


How Much Interest Am I Paying?

Your Note & Contract with Universal Lenders LLC is a NO INTEREST payment plan that repays principle only. You will notice that the Note & Contract discloses an interest rate of 0.0%

Your Retailer and Universal Lenders LLC offer 0% payment plans using The ZERO PlanĀ® to make the purchase of Protection Products more affordable and a true benefit to the consumer. Be sure to ask your Retailer for the ZERO PlanĀ® whenever you purchase service contracts or protection products.