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What Fees Does Universal Lenders Charge?

The ZERO Plan is an interest free payment plan that does not charge fees if all payments are made on time and as agreed to. The following fees may be added to your account balance:

  • LATE PAYMENT $15.00
  • PHONE PAYMENT $15.00
  • NSF - CHECKS & ACH $25.00
  • DISPUTED CREDIT/DEBIT CARD $50.00
  • CANCELLATION NOTICE $15.00
  • CANCELLATION PROCESSING $25.00
  • ACCOUNT REINSTATEMENT $25.00
  • PAYMENT EXTENSION FEE $25.0 OR 10%
  • HANDLING FEE $15.00

For more information please call us at 866-954-1050.