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Who is Universal Lenders LLC?

Universal Lenders LLC is a financial services company who partners with Retailers to offer The ZERO PlanĀ® to the their customers. Retailers offer 0% payment terms to customers to help market their products by making them more affordable and then transfer the payment contract to Universal Lenders LLC to service the installment plan.

What this means is that if you have questions or issues with the protection product you bought from the Retailer then you will need to contact the Retailer for help.

If you have questions or issues with making your payments on the 0% payment installment agreement you signed then you will need to contact Universal Lenders LLC.